Planning for long term care is a critical component of financial and estate planning, particularly in New York where the cost of care can be substantial. Medicaid plays an essential role in covering these expenses, but eligibility is subject to strict financial requirements. Understanding how to legally transfer assets while preserving eligibility is key to […]
When one spouse needs long term care in a nursing home or similar facility, families often worry about what will happen to their finances. One of the most common questions is whether Medicaid eligibility will force the healthy spouse to spend down all of the couple’s savings or even lose their home. The good news
When someone you love can no longer speak for themselves, a Court Appointed Guardian ensures their voice is protected. Guardianship allows you to care for a vulnerable adult beyond your own physical presence, with legal authority, dignity, and court oversight. It is not about control. It is about protection, stability, and safeguarding the future. If you
The Difference Between a Will vs. a Trust: What You Need to Know for Smart Estate Planning Estate planning is one of the most important steps you can take to protect your loved ones and your legacy. At Thomas J. Manzi Law, we believe in providing clear and compassionate guidance so you can make informed
As 2026 unfolds, seniors and their families in New York face important changes in estate planning and Medicaid laws. Staying informed is crucial to protecting your assets, ensuring access to care, and making informed decisions for the future. At Thomas J. Manzi Law, we specialize in guiding seniors through these complex legal matters with clarity
As the calendar turns to a new year, many of us think about fresh starts and planning for the future. For adult children with aging parents, the new year can also be a powerful reminder: it’s time to get serious about estate planning. Thoughtful planning today can mean far less stress, confusion, and conflict down
Attorney Thomas J. Manzi and Financial Advisor Frank Amodio share key insights for seniors and families reviewing Medicare plans this season. The Medicare Annual Enrollment Period is here – running from October 15 through December 7 – and for millions of Americans, that means it’s time to review your current coverage, compare supplemental plans, and
Each November, Long-Term Care Awareness Month reminds families to start important conversations about the future. As our loved ones age, it’s natural to focus on their health and comfort — but it’s just as important to plan for how care will be managed and financed. Whether you’re considering home care, assisted living, or nursing home
October is National Estate Planning Awareness Month, a reminder of how important it is to prepare for the future. Estate planning is one of the most thoughtful and caring steps you can take for your loved ones. Yet, many people delay the process or assume their current documents are enough. Unfortunately, even small oversights can
Thinking about what happens after we pass away is never easy. But planning ahead is one of the greatest gifts we can give to the people we love. A will ensures that your wishes are respected and that your family is cared for according to your intentions. Without one, New York law steps in to
